Category Archives: Financial

Seasons

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It’s been a while since I’ve posted anything & I realized just how much I miss writing!  In my real world, I’m a grant writer, so writing is overwhelming sometimes.  This is different. There’s just something about sharing your passion, goals & dreams while encouraging others to do the same, that soothes the soul.

For many, many years I’ve dreamed of helping single parents navigate through difficult areas of this season in their lives.  Having been a single parent, now empty-nester, I’ve made so many mistakes, I couldn’t even list them. Helping others learn how to not make those same mistakes has become my platform. I was a Singles Director at my church for many years & this was one of the most rewarding seasons ever.  We walked through several painful experiences together while continually encouraging & supporting each other.

I’ve always wanted to have investment property or a business of some sort & in 2006 I got an idea that soon became a burning desire.  I wanted to develop a single parent community providing affordable housing, which is generally one of the most important factors of a family’s survival. This community would feature a daycare, which is yet another dire need. Onsite resource services such as case management; community referrals; job skills training; & education would also be components within the community. What seemed like a lifetime ago is coming into focus.  In 2015 I moved from Dallas to San Antonio.  I fell in love with SA during my early years from 2006-2009 of being a Corporate Trainer.  When I traveled here, I seriously felt home.  I loved everything about the City & spent all my spare time exploring its culture. When I decided to move from Dallas, I cast a very wide net for a Grant Writer position.  This would be a new learning curve for me.  I was a grants analyst & had only corrected or helped re-write grant applications for 6 years.  But…. in my past,  I was never a Corporate Trainer  either.  I had been a nurse since 1979, so…. when I wanted change, I learned, adapted, & changed.   As an empty nester,  I could’ve moved anywhere in the US, but kinda wanted a place on the beach!  None of those doors opened, so…. I searched for my next favorite thing…. culture. I applied for a position in with the BGC in NY.  NY!  Then…. I happened to search one more time within my organization & state to discover there was a job in San Antonio.  What? From being a divisional employee for 10 years,  first as a Corporate Trainer, then Grants/Program Analyst, I was familiar with all their programs; knew some of the staff; was familiar with the area & I had my fav restaurants already!  LOL!  Once I accepted the position, I began looking for a place to live. Other than those people from work, I knew a total of 3 people in SA. I put the word out to network with them toward finding a place to live. I was currently in a lease that still had 7 months left, so my tiny budget & with paying 2 leases was going to allow me to practically live in a closet!  Through a friend of a friend, I located a small duplex.  The only information I had to go by were a few pics sent from the landlord & a direct message from said friend of fei8end verifying my landlords were truly genuine people. Talk about stepping out in faith!  This was a giant, blind leap! As I packed for the move, I purged things that had moved with me since my divorce in 1994.  I know that was a painful confession, but…. we all have things we hang on to.  I despise clutter & loathe the thought of hoarding anything. While I was no where near that status, this was my chance to truly embrace the minimalist season I now wanted. Why would I pack up my cheering suit from the 70’s again?  My move would be in 2 phases, as I wanted to leave some things for my daughter to use until our lease was up.  I had my tiny U-Haul truck loaded up, put my car on a tow dolly & headed, sight unseen, toward my new destination. I’ll never forget my first day as a new resident driving into San Antonio. As I rounded the corner of the interstate, & when seeing the entire downtown view, I cried. I’m seriously very emotional right now even recapturing that feeling. I had that reaction about the Dallas Downtown Skyline sometimes, but this was very different. This was a completely new season in my life & except for staying within the same organization for my job, the slate was clean.

My very small place was 5 minutes from my new job & I quickly fell in love with my neighborhood. I began to realize I had common visions with many of them. This past year one of my very talented, brilliantly amazing, single parent neighbors wanted to have brunch to discuss some of her goals.  As I sat across the table from her listening to her plans, I had a surreal moment.  Every word she described were the exact words that had been spoken by myself years before regarding single parent communities.  Down to the life skills classes.  It was almost as if I zoned out of the conversation & heard myself explain these things during past conversations.  I immediately knew what it was. At that moment in time, God was reminding me that even though nothing in the natural had materialized regarding my goals/dreams, He knew they were still much alive.  I was reminded of this scripture:

2 Write the vision; make it plain on tablets, so he may run who reads it.

 3 This vision is for a future time. It describes the end, and it will be fulfilled.

If it seems slow in coming, wait patiently, for it will surely take place.

It will not be delayed. – Habakkuk 2:2-3

 I left that brunch in awe of what happened.  My neighbor’s words completely resonated within my heart.  I finally understood…. this season, right now,  was the future time. 17426391_10212265805710847_7975877978584076201_nWhat seems like years in the making is unfolding. That’s always the case, right? Fast forward…. During a County meeting we were discussing landlord incentives & because of my questions, I was encouraged by my local Continuum of Care to apply for funding that assists with property acquisition; rehab; & some tax abatement. My dream of having properties for single parents; senior citizens; homeless students; Veterans & those who need a hand up is happening.  I’ve had the privilege of talking to our Mayor, Councilman & other City/County department staff that want the same thing.  I’m working with a bright, energetic, knowledgeable, sassy Realtor who shares a passion for housing female parolees re-entering society.  Who knew?  I’m locating income properties that offer multiple units for long term rentals (LTR-1) & short term rental (STR-1) unit I’ll host through AirBnB. I’ve found the perfect location that offers at least 3 LTR units; 1 STR unit; & living space for me!  Score!  My intent is to offer properties to the very same organizations I work with on a regular basis. I will be a solution rather than a sounding board. My season from always living on the edge of possibly requiring assistance to providing it was happening.

If I can give one piece of advice it would be to never lose sight of the dream that burns your soul. From my Bible School days, the definition of soul includes your mind, will & emotions. Does your dream encompass these? My dream consumes them all. Here’s a constant thought process I have going on all the time. In my driving time or when I’m going to sleep, I’m purposely thinking about my home ownership & upcoming rehab venture! Using green glue & possibly cork panels as soundproofing materials for walls & this cool Iso-Step® rubber floor underlayment for soundproofing 2nd story floors. I can use Indow Window Inserts to preserve energy & provide sound barriers for my windows. What’s the best color of neutral paint to use? Do I want half brick flooring in the kitchens or use it as an accent wall behind the stove? Unless wood flooring is available, what color ceramic plank tiles do I use throughout the rest of the house? How will I enclose a patio to make a master bedroom & convert the laundry room as my new master bathroom because it already has a huge closet? What will my exterior paint & trim choices be? Should I develop a signature color palette to use throughout the City? Metal roof is my ultimate choice! Out of the apartment space available, do I construct 3 efficiency loft style apartments & 1 true apartment style units or 5 efficiencies? Is it R-4 or R-6 zoning for this property? To avoid purchasing separate laundry equipment for each unit, I’ll be relocating the current large shed to the other end of the apartment unit to serve as a common laundry room space.  Also by moving that shed, I will have either additional parking space or more back yard space for my pups. How can I incorporate earthen construction in my rehab process? Between the 2, which spare bedroom will be the living room for the AirBnB?  I’ll create a mini-kitchenette from an existing clothes closet so there’s only the need to remove the closet door & design the space. Done! It’s already drawn out!  I can rehab the bathroom using cool subway & black/white mosaic or that amazing vintage fleur-de-lis type tile. Then comes the entire conversation regarding the yard!  Landscaping is my thing, so…. the new style of using non-climb farm animal fencing panels are my fav now! The panels must be the smallest diameter as not to allow my tiny Chi-Chi to escape through them. Creating a food-not-lawns type concept is a must, so which property strip is the best for my fruit trees? I have Meyer Lemon; Mission Fig; Avocado; & some type of citrus tree.  I planted the seeds in a pot at work & can’t remember if it’s grapefruit or mandarin!  I only follow xeriscaping guidelines, so I can go crazy with my drought resistant plants & get vouchers from our water provider for doing so. Do I think the City would allow me to use part of their utility access land as a spot for my movable chicken coop?  As you can see this one property has my thoughts & minds captive! Then I research additional investment properties & the rehab conversation for them begins.  My determined will forces me to knock on enough funding doors that someone will grasp the depth of what I’m referring to & see how it fits into all the neighborhood stabilization/revitalization plans. Emotionally…. I can’t tell you how excited I get envisioning myself driving in the driveway of my newly rehabbed complex knowing how many people this will help & how much this contributes to the affordable housing dilemma.  More so, the realization of how my decision to transfer to a new job allowed me to bring all the puzzle pieces of my dream together. The vision was plain. Submitting to & watching God orchestrate this plan, in His time, has been an amazing experience.

Why list all these crazy thoughts? Any dream requires many layers of trial & error.  Hours of decisions; changes; planning; disappointment; tears; setbacks; delays; & starting over.  It’s completely worth it. Anything worth having is worth fighting for. Cliche, but true. One of my favorite sayings is, ”I never promised you it would be easy. I do promise you it will be worth it.” Always remember…. Goals in stone.  Plans in sand.

You know what’s funny?  A week after I accepted the job in SA, the NY BGC contacted me & offered me the position. They were willing to offer relocation incentives & wanted to know when I could start!  One week. Timing is everything.  My destiny was set & the new season of my life was unfolding.  And what about the beach? Padre Island South Beach is only 2 hrs away & I love weekend trips there!  Who knows…. maybe a vacation property is in my future!

I attempt to practice being a student & read articles daily to provide insight, wisdom, instruction & guidance.  #3 of this article validates my plan is right on course.

What dream stirs your soul?  What season of life are you preparing for? I pray you find solace & encouragement in knowing it is possible, regardless of what you see in front of you right now. God will either give you a dream or give you to a dream, so determine which it is & act on it. I can’t wait to hear about your success!

Blessings,

g

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Who are we not to?

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ImageBeing involved in a leadership development organization allows me the opportunity to utilize otherwise wasted time to invest in my self-directed education.  Let’s face it, we all lead busy lives.  I inventoried the time I have in a 24 hour period & determined where I could cut activities out which do not get me closer to my goals.  I love listening to music.  Pandora is currently playing my favorite genre selections of ’80’s, soft rock, country & instrumental right now.  In the morning while getting ready for work was time I could carve music out of my routine & plug into some amazing teaching CD’s.  This time, along with traffic time, is dedicated to feeding my psyche & not my emotions.  Over the past 6 years I have been educated in areas including politics, economics, relationships, finances, leadership, living my dash & leaving a legacy.  If you would’ve told me 10 years ago I’d be comfortable enjoying  a conversation about economics with anyone, I’d have to question what substance you’d been on!  Seriously, certain (most) subjects were met with rolled eyes & fell on deaf ears.  The only thing that changed where I was then & who I am now is associating with people hungry to learn, grow, change & make a difference in the world.  I became a hungry student & love the quote, “When the student is ready, the teacher appears.”

This morning I was listening to a CD & this comment caught my attention.

“Our deepest fear is not that we are inadequate. Our deepest fear is that we are powerful beyond measure. It is our light, not our darkness, that most frightens us. We ask ourselves, who am I to be brilliant, gorgeous, talented, and fabulous? Actually, who are you not to be? You are a child of God. Your playing small doesn’t serve the world. There’s nothing enlightened about shrinking so that other people won’t feel insecure around you. We are all meant to shine, as children do. We are born to make manifest the glory of God that is within us. It’s not just in some of us, it’s in everyone. And as we let our own light shine, we unconsciously give other people permission to do the same. As we are liberated from our own fear, our presence automatically liberates others.”  — Marianne Williamson

While all of it was brilliant, the one sentence that burned in my spirit was, “Your playing small doesn’t serve the world.”  WOW!  When we buy self-sabotaging excuses daily, who does it serve?  I’m fat! I’m single! I’m middle class! I’m not popular! I’m……insert your excuse here……. WHAT?  What could possibly carry any weight against the paragraph above?  Nothing!  All of these excuses can be converted to empower yourself & others.

I invite you to join me & others in taking the 90 Day Mental Fitness Challenge.  Locating where you are, where you want to be & what it takes to get there is a vital step in the right direction.  Self evaluation is a critical & often an overlooked or avoided test we should all take at different life intervals.

I recently watched the movie, The Help & adore one of the lines, “You is kind. You is smart. You is important.”

You IS!

Blessings,

g

Seasons

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During the time of being the Singles Director, I taught a lesson on recognizing the need to change seasons in our life.  This was learned many years ago during Bible College. One of my favorite evangelists mentioned that not changing seasons when God clearly positions you to do so can be dangerous.  It’s as detrimental to your life purpose as doing your own thing.  In fact, that is exactly what you’re doing.  This caught my attention.  At the time, I wanted to teach adults.  Up to that point, for several years, I had the most amazing honor of teaching kids.  This was extremely fulfilling, yet there was a tug that it was time to lengthen my cords & strengthen my stakes.  In other words….. I had to step out of my comfort zone into a place that required me to learn & grow.  Hearing this man speak that sentence was a defining moment &  so much so, that over 20 years later I still remember where I was sitting in church when I heard it.

It reminds me of this verse, Like apples of gold in settings of silver is a word spoken in right circumstances.

What are some things you feel a “tug” about doing?  It can be a number of things.  Ministry? Career? Business? Relational?  I have felt a stirring for the past several  months in several areas of my life.  I have learned all too well this requires prayer & seeking the heart of my Daddy God.  I feel at peace about some things, while others are clouded from my knowing.  I constantly hear the scripture….to everything there is a season…..

Around the same time period in my life of hearing about the seasons, I heard this quote:

People change when:
a.they hurt enough that they have to–hurts, disappointments, failures, abuse
b.learn enough that they want to–mentors, educational programs, life skills
c.receive enough that they are able to–validation, benefits, incentive programs, rewards
–John Maxwell

Again, this was such a revelation, I remember hearing it & tears immediately filled my eyes.  I quickly realized I wanted to be obedient to change as necessary, be flexible & adaptable to the call or “tugs” of God.    I can’t possibly know what you may be facing concerning changes that need to occur in your life.  I can understand the turmoil it brings when you don’t obey.  I pray the peace of God that passes all understanding guards your heart & your mind in Christ Jesus as you make decisions involving current & future seasons of your life.

Always remember…..you are never alone in this journey & each season of life brings beauty, strength, courage & ability to reach for the next. You are also planting & empowering someone else to make changes.   I encourage you to take time & perform an intense self-evaluation & prepare to embrace change.

Make this your quest in every area of life.

Blessings,

g

If we must protest, protest ignorance.

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Last week my BFF’s & I attended the Dallas Symphony Orchestra for a GNO event.  Traffic was blocked at several locations for the Occupy Wall Street protesters.  I had heard this happening in NYC, ATL, & now it was in my home town.  I have to admit, I was completely ignorant as to why this was going on.  As we passed the protesters, I read their signs & watched their passionate attempts to have their voices heard.  The Dallas PD was doing a great job as well with traffic, crowd control, etc.

In the next few days I Googled the term, 99% and found this site that helped me understand some of the reasons for the protesting.  As I scrolled through reading the comments one caught my attention.  I guess the reason it did was because the writer resonated many of my similar beliefs.  I realized at that point, I too, was a protester.  However, quite different from the ones that stand on the corners of Wall Street or other government buildings across the nation.  I believe the type of protesting I support is the fiber of what will truly make a difference in our nation.  Let me explain.

Many of the comments made in the referenced web site complained about missed opportunities, loss of jobs, inability to purchase homes, unfair treatment from the government, bank bailouts, capitalism, the rich getting richer & etc.  As I read, I realized years ago I used to chime in on such convos, but today I will not entertain being a part of them.  Instead of being part of the problem, I am becoming a part of the solution.  Following men such as Orrin Woodward & Chris Brady,  who develop leaders globally, I have learned many of the problems we tend to blame on the government are self-inflicted.  In reading & listening to the audio, “The Creature from Jekyll Island,” I understand historical beginnings of government control on money.  Gaining new information from credible sources have helped me learn how to alleviate my position as a “victim” of society & become a catalyst for change.  I am a protester against why our nation is disseminating before our eyes.

How can such change occur?  Simple.  Everyday practices done in small increments over time compound into affecting a person, community, generation & nation.  Slight edge mentality develops long-term results in every area of our lives. How much more do you think these changes will make a difference as opposed to public protesting?  A closer look at this quote reveals how:

 “Never doubt that a small group of thoughtful, committed people can change the world. Indeed, it is the only thing that ever has.” – Margaret Mead.

Imagine, if you will, a small group of committed people practicing these methods stamping out the ignorance of how to live sensibly. 

A. Live within your means & begin to eliminate debt-all of it! Sit down & write out all of your monthly expenses paying attention to all purchases made within a three-month period.  There are little “foxes” that spoil the vine when it comes to sucking the life out of your income.  Such “foxes” that virtually go unnoticed are vending machines, coffee shops, convenience stores, unreturned video rentals,  purchases that allow a year or more to begin payment toward the balance, credit cards of any kind,  eating out for breakfast, lunch & dinner  during the week, smoking, alcohol, & other vices.  Mint.com, a free service, keeps me posted on purchases dividing them into categories.  Once you discover all the areas you spend money, begin targeting what you can carve away. If 50% of all marriages that end in divorce are largely because of financial stress & differences, what percentage can be eliminated when we resolve debt?

1.       Bring your lunch to work. Stop the fast food frenzy!  Your wallet, health & waistline will love you for it!  If you must stop & purchase coffee, I suggest McDonald’s.  Great coffee, great prices. This is the ONLY thing I purchase from there!  When eating out in a restaurant, drink water instead of tea or coke (I’m from the south where everything is coke first, & then you say what kind!)  Share a meal with a friend.  Did you know it takes 20 minutes for your stomach to signal to your brain that it’s full?  Do you realize how much food you can consume before that happens?  Seriously…..portion control helps your body & wallet!

2.      When you stop to get gas, don’t go inside. Pay at the pump to avoid purchasing the junk causing your total to creep beyond the necessary.  You stopped for gas!

3.      If you need furniture, appliances or other major purchases, save & pay cash for it.  We live in a micro-wave, self-entitlement dispensation of time & this mentality has caused people to falter in their basic responsibilities of food, clothing & shelter.  There are terrific places where I live that  offer the same exact furniture at half price or less than that found at those “wholesale to the public” places offering extended credit terms.  When it comes to major purchases, I’m a research shopper.  This has paid off for me tremendously.  If you can’t pay your rent, chances are when that payment comes due, you won’t make it either.  Go even deeper than this….do you really need it?

4.      Vices can include smoking, drinking, nails, hair, spas, etc.  I have a business partner that realized he could have purchased a ticket to one of our leadership conventions with the money he spent on cigarettes.  I admire him so much for making the choice to stop smoking.  His lungs, heart, body & bank account will reveal the harvest of doing so.  Local beauty schools offer hair cuts at reduced prices.  Learning how to color your own hair or having a friend to help will benefit all involved. Set goals for other things once you have paid debt down or carved some of the other areas out of your budget if there are “must haves” in your life.

5.      Purchase used vehicles.  Vehicles depreciate the second you drive off the lot.  Reading the book, The Millionaire Next Door, enlightens us on how first generation millionaires live.  It was amazing what I realized when I read that book.  Having to have the appearance of being rich has caused us to become broke.  The wealthy don’t care about appearance.  In paying cash for used vehicles, you also save on insurance which can be applied to other areas of debt. Please be careful of the kind of used car you buy because as parts need to be replaced, you don’t want that to be a “fox.”  Mentor with someone before purchasing.

6.      Utilities can be a tremendous area of savings.  Go wind!  Use smart meters when available. If you live in a power vacuum, MOVE!  I live in a well insulated loft & never once used my heat during the winter.  Even when we were shut in due to the snow, I never used it.  There were 2 months that I actually had a credit on my utility account.  Sweet right?  I have to admit, I was the woman who would never, ever adjust the thermostat when I left for the day.  During the heat wave this summer, I complied with the request from our loft manager concerning adjusting thermostats to 85 when we left for work.  You know what happened?  Every time I got home, my thermostat was never above 76 degrees.  It was comfortable & I lowered it only when I went to bed.  I also unplug everything I can reach. This has made a huge difference.  These are the type of adjustments you make & put the extra money toward other debt & maybe you can squeeze in something you can’t live without.  Not both, either –or!

7.       Commute to work.  I never rode on public transportation until I worked a nursing strike assignment in San Francisco.  On the few days I was off, during the month there, I rode the BART.   My friends in La were very concerned for me, but when I saw elementary school children & the elderly riding it daily, I felt safe.  The first time gas prices spiked to almost $4/gallon, I asked if our workplace offered reduced bus passes.  Several of us decided to partake & it changed my daily commute costs.  Instead of being stuck in Dallas traffic, I could relax & leave the driving to someone else.  Many apartment complexes are on the public transportation lines.  Save gas, contribute to lowering the carbon footprint, resist road rage & take a nap if you want.  It is also the greatest harvest field to encourage hurting people.

8.      Cable, dish network, etc.  Get rid of it all!  How much do you currently pay in these areas?  How much are you short each month once all bills are paid?  This is a huge “fox” stealing not only money from your budget, but precious family time.  The average father spends 38 seconds a day looking into his child’s eyes yet how many hours does he spend looking at TV?  So you think you can dance is more popular than so you think you know what your children faced at school today.   There is a serious epidemic of ignoring the most important things in our lives…..the only thing we are able to bring to heaven….our family.  Replace this time with reading great books on finances, relationships, history & see how your life will change for the best!  Read with your kids.  Instill this habit at an early age. Unplug the TV & plug into your real life, not reality portrayed by someone else. If people are so far in debt, they should start a home based business or get a second job. Either way, nightly entertainment from T V isn’t the answer just like blaming Wall Street isn’t the answer.

9.      Out of town travel costs can be cut tremendously by using services such as Priceline.com & bidding on flights, hotels & rental cars.  I have radically saved in this area as I never pay full price.

B. Shelter is an essential part of our budget.  There is controversy whether or not it is better to own or rent.  I have done both & for this season in my life there is no way I would own anything unless I paid cash for it.  Unless your house creates an income or is paid for, it is a liability.   I am a design & landscape freak.  Admittance is the beginning of overcoming right?  As an empty nester, I choose to live in a loft.  I have a wonderful maintenance man who replaces my light bulbs, replaces my air filters & fixes anything that breaks (which is a tiny savings in itself right?).  I don’t pay water, trash or sewage which is at least a $60/ month savings.    There is a fabulous lawn management group that keeps our property manicured year round.  I live 8-10 minutes from work saving even more money on transportation & it is located on the DART line, within walking distance to my beloved AA Center & the popular Katy Trail for walking / biking.  I do not pay HOA fees, property taxes, high insurance prices, or other expenses included in being a homeowner. You may not believe you could move your family into an apartment complex, but there are alternate choices.  Either way, I would suggest looking at where you currently live & decide if it is the best place or if it is the source of your frustration.  Are you fighting over the lawn?  Garbage? Neighborhood situations? When you work 60-80 hours per week to make ends meet, when are you actually enjoying your oasis?  If you must purchase a home, consider an unconventional way of doing so & use NACA.com.  Not only do they offer no down payments programs, low-interest rates, but also utilize a strict budget management program which assures you buy what you can afford.

C. Clothing is a subject some people will argue over.  I speak to people on a regular basis who place this above many other areas of living importance.  Really?  Why?  Appearances right? I used to sew for myself & my kids & I know what goes into clothes.  In my area there are fabulous thrift stores, outlets & other choices where I find fashionable clothing at amazing prices.  It is my choice to shop thrift stores as a point of actually giving back to my community.  Numerous times I have found pieces of clothing with the price tag still on them.   I have also met vintage store owners shopping at the same thrift store I frequent to purchase items to sell in their shops, at an increased price of course.  I buy what I like & am not a label girl at all.  Interestingly enough, my closet contains designer clothing purchased at thrift store prices.  Buying seasonally is a great choice as well as holding clothing swaps between friends especially when small kids are involved.

D. Food, primarily grocery purchases, soars with the increasing costs of fuel necessary for distribution.  Many cities have instituted farmers markets.  This not only provides healthy alternatives, but supports local businesses.  I shop at a small, neighborhood, local, market that features all natural / organic foods primarily from local farmers.  It costs me much less than the big box stores because it is their specialty.  I purchase smaller quantities that prevent spoilage which prevents waste.  There are many wonderful ways to cut the grocery budget.  Do inventories of what you purchase versus what you never use & eliminate the difference.  Again, stop the fast food frenzy.  Allocate this cost back into your grocery budget & watch the savings add up.

I realize this has been a long blog, but after reading the reasons for the Occupy Wall Street Protesting, it has been on my heart to write.  By gaining control of our expenses, eliminating debt, taking a risk for successful entrepreneurial opportunities & making contributions to our communities, we will be the percentage of people who provide the answer our nation needs to thrive.  Just as our forefathers left the tyranny of an evil king to establish a new nation, it’s our responsibility, not our government, to establish personal change. We can’t continue to blame the wealthy simply because they choose to sacrifice & risk what it takes to succeed, while we choose to rack up debt & complain. Imagine a group of people who practice the things outlined above.  We will impact our economy in a positive way increasing capacity.  In becoming economically independent, we will provide the stimulus instead of needing one. 

Don't just carry a sign, be one!

If these suggestions are elementary to you, please consider taking the time to mentor someone who is struggling.  

Blessings,

g

 

Stoplights of Life

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I had a “eureka” moment on my way to work this morning. This certain event has happened millions of times during the past 38 yrs., but somehow this morning, it caused me to think differently.  

I have been tweaking my quick route to work & there are two stop lights that regardless of what I do, I am always stopped by.  There is one located at the Market Center & World Trade Center, Dallas, which is iffy!  While stopped at the Market Center light this morning my “moment” occurred.  I was in the center lane behind one other vehicle & just as the light changed, cars on each side of me zoomed past.  The vehicle in front of me finally took off & we continued our journey.  Nothing extraordinary, just normal stuff right?  

As this happened, I was enlightened that this is exactly what happens to us in life.  We are all on a journey & there are things that could stop us along the way.  Some things are unavoidable, while others are distractions.  I have realized in the past 5 yrs. most are self-instituted distractions.  Once you stop the momentum, even for a season, it is extremely difficult to gain it back.  Being in the “middle lane or middle of the road” in life is not always the best lane.  The story I often use to describe myself is “The Tortoise and The Hare.” You know the story & we see it hundreds of times in life & business.  Some people start off zooming past everyone, have a false sense of accomplishment, stop to rest, & lose the race.  The others are steady, confident, & never stop focusing on their goal.  The journey is the destination & we often miss the most beautiful parts of it.  The cars this morning were a metaphor of  our journey.  Many things break our focus & cause us to stop pursuing the things that will produce the greatest results for us.  We look around & it appears others are zooming past us. Stopping, being distracted, or just quitting on your dreams & goals take much more effort to get started again than if we would have simply exercised the example of the tortoise & just kept going.  You may not appear to be gaining traction or zooming past others, but you will win the race.  Here are some great quotes on momentum. 

If you have the guts to keep making mistakes, your wisdom and intelligence leap forward with huge momentum. -Holly Near

One way to keep momentum going is to have constantly greater goals.-Michael Korda

Success comes from taking the initiative and following up… persisting… eloquently expressing the depth of your love. What simple action could you take today to produce a new momentum toward success in your life? -Tony Robbins

If you are stopped in life, I can only suggest making the choice to begin again.  If you have goals & dreams that you have longed to accomplish, begin again. If you are at an “intersection” in life & don’t know what to do or which path to take, please find a credible mentor & discuss a game plan.  Playing it safe, staying in the middle of the road is something I would suggest for you to reconsider. Following those who play is safe is even more detrimental to your goals & dreams.    I love Ben Franklin & believe he is one our greatest examples to follow. He says, “Those who would give up essential liberty to purchase a little temporary safety deserve neither liberty nor safety.”   It isn’t about you!  It’s about the countless thousands of people who could be given a spark of hope by your courage & momentum to accomplish great things.  Here is something to ponder, “Follow the path of the unsafe, independent thinker. Expose your ideas to the dangers of controversy. Speak your mind and fear less the label of ‘crackpot’ than the stigma of conformity. And on issues that seem important to you, stand up and be counted at any cost.” – Thomas J. Watson   I couldn’t have found better words to say it!  Sounds like a Rascal to me!  

I encourage you to count the cost of what each decision will make in your life & in the lives of others.  What will the result be if you quit?  What will the result be if you succeed?  Who will benefit or lose from each decision?  The choice is yours. Choose wisely. 

Blessings, 

g

Where are the Leaders?

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Many years ago, 27 to be exact, my best friend’s husband was being relocated to a military base.  This in itself was difficult as I loved her dearly. The other factor making a huge impact was the part of her being the director of a well-known AOG children’s ministry, Missionettes.  She was fabulous!  I on the other hand was her “helper.”  I served perfectly happy as the craft person.  I went from class to class each Wednesday night & devoted time with the kids performing arts & crafts.  This was my niche.  We were a busy group with meetings, camps, promotions, etc. & I loved to assist!

The Christian Education leader was a brilliant, resourceful, passionate, woman named Doris Asbury.  She talked about kids as though there was nothing more important on the face of the earth than ministering to them.  I, on the other hand, had 1 kid of my own, but didn’t like kids.  I know that is weird, but it was true.  I liked crafts.  Teaching kids annoyed me. Doris would tell stories that would hold your attention forever concerning how to teach kids.  I would listen & think, there is no way I would ever get this thrilled over children’s ministry.  You can imagine the number of times I rolled my eyes & let the speech go in one ear & out the other.  Yes, I was not interested.

No way until my friend moved leaving a huge, gaping hole for that program.  Doris called me to her office & informed me I had to be the director because I knew everything about the program.  I laughed & said, “No way, I am a follower not a leader!”  She strongly encouraged me that I had to do it because there was no one else.  I leaned across her desk & told her she had one month to find a replacement.  30 days!   I was adamant the director was not going to be me.  I went home, got on my face & admitted my dislike of teaching kids to God & asked Him to give me His heart.  One month turned into 4 yrs.  Our program grew, we had teachers & assistants for each class, each child & teacher had uniforms, we entered & won many promotions, attendance was at an all time high, missionaries would visit us while on furlow & I sincerely learned to love kids.  Each age group that I declared I would NEVER teach, I taught  at some time, falling deeply in love with them.  One night during pre-class praise & worship, a 3 yr. old gave her heart to Jesus.  A couple of months later she & her father died in a car accident.  Children would pray for their parents, friends, lives & their tender spirits melted our hearts.  That 4 years was the most incredible time I have ever had.

Having that background, several years later I was the program director for Saturday Sunday School which operated out of our Bible School.  Along with my administrative duties,  I was a clown!  Literally!  I painted my face each Saturday, wore my bright clown outfit & loved my time with kids. To this day, kids have a very special place in my heart.  Such a place that there are times I feel like giving everything I own away, taking my favorite red back pack & moving to Brazil to work in our MORE Project.  I would trade room & board for teaching Life Skill Classes!  This haunts me more some days than others.  Working in Singles Ministry for over 17 years, having such a passion for single moms & their kids mirrors the ministry there & I feel it would extend I feel called to do.

This passion & love would have never been developed had Doris not strongly encouraged me to stand in the gap, & make up the hedge.   She was a leader who developed leaders.  Leaders accept you where you’re at, but love you into the future.  I am forever grateful Doris loved me enough to love me into children’s ministry.  Since 2006, I have been extremely blessed to be partners in a leadership development organization. I believe leadership is lacking in our nation in epic proportions.  I listen to personal development CD’s every morning while getting ready for work & throughout the day while driving, or at home instead of watching TV.  This morning a quote was given that I had to research because it pierced my soul (mind, will & emotions).

We live in the crucible of a most extraordinary moment in time. Never
before have we faced the vast ethical and leadership challenges that lie
before us today. Those leaders who guided the moral fabric of society
up to this point are coming to the end of their leadership careers. New
leaders must be empowered to take their place. Who will share the vision
of emerging leaders? – Mentoring Leaders , Arrow Leadership

My story of time spent with children is just a mere fraction of what our nation needs.  Percentages of absentee fathers, abandoned children, divorce, business failures, & character compromises increase on a minute to minute basis.   I have repeated the word crucible over & over today. The definition that screams loudly at me is this:  a place or situation in which concentrated forces interact to cause or influence change or development. 

Never before has our nation, or planet for this matter, needed a more concentrated force of influence than right now.  I can’t force anyone to change.  I can, however, change myself & emulate the change.   John Maxwell, #1 World Leadership Guru says, ‘Leadership is influence.”   I love the quote,  “A rising tide raises all ships” & I believe we need a tidal wave of leadership development in our midst.

Just as I fell in love with teaching kids, I have fallen in love with learning.  There are ka-zillions of sources for leadership development, but I have always had discernment on who to follow.  Numerous opportunities, both in business & ministry, have presented themselves to me, yet in my spirit, I knew to walk away from countless many.  I have had the privilege to learn from the #7 & #12 World Leadership Gurus, best-selling authors, & other credible men / women who have earned their  respect. This association has broadened my horizon & helped me gain a perspective unlike any other. This is a leadership movement like no other.

If you feel called to become the person God has intended you to become  & have no idea where to begin, there is hope.  There is a world-class educational system in place for you to learn from.  Executives, corporations, renown ministries & organizations use it on a daily basis. It is a level playing field as we all have much to learn & lots of growing to do. Peter Senge once stated in an interview, that a learning organization is a group of people working together to collectively enhance their capacities to create results they really care about. This describes the mutual passion of those involved in our education system to the letter.

As the quote mentions above, who will share  in the vision of emerging leaders?  Will you answer the call?

Blessings,

g

Voice of Truth

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This weekend was spectacular!  My best friends / biz mentors reached & were recognized for achieving a very prestigious business goal.  We also introduced our Team name, Spartacus, to the world. This in itself was epic, but our amazing mentors came from St. Louis as hosts for the combined statewide business seminar.  Along with them a New York Times & Wall Street Journal best-selling author, #12 World Leadership Guru, co-founder of our business & mentor came as a guest speaker.  As you can tell, we were stoked!

I have been in business with my friends since Sept. 2006 & have seen the challenges they have faced, sacrifices made & changes they have welcomed.  They deserved this & much more.  This moment was surreal.  Since I have been in business that long, I too qualified for recognition.  Our business is the #1 community building organization & has been for over 10 years.  College textbooks are now aware of the power of community building & has featured our organization as being the one you can trust. It is totally awesome!  Being recognized for something no one else qualified for at this weekend seminar is a sanguine’s dream right? That was true until the voices began to battle over the moment.

We all have them don’t we?  Voices– negative, positive, indifferent, etc.  We have to choose at the moment which voice to believe.  I have had much practice in this area.  In 2004 I moved from Louisiana to Texas being totally obedient to God.   I knew one family in the Dallas area.  I moved with a 15 yr. old son, 2 Jack Russell Terriers, 1 aquarium of fish, & a cockatiel named Sweety Petey!  I left everything & everyone near & dear to me behind.  I gave up a 25+ yr. career in nursing to pursue lease purchase real estate.  One day, on my way to work, I was having a very loud, yet silent conversation with the “voices.”  I will never forget the place.  I lived in Lancaster, TX at the time & was at the TX-342 & I-20 intersection right at McDonald’s.  At this “intersection” the negative voice was screaming & winning big time!   As I crossed the overpass I will never forget what  happened.  Listening to the radio, KLTY played “Voice of Truth” by Casting Crowns.  I listened to the words, with tears streaming down my face, I knew I made the right decision.  After all…..to obey is better than to sacrifice right?

This past Saturday pre-seminar the news of reaching Team 100 should have been tremendous.  I was having the battle again.  Let me break down the conversations.  To help you understand, Neg=Negative (of course) VOT= Voice of Truth

Neg: Anybody can be recognized as a Team # whatever. That is nothing special.

VOT: The way we build our community, Team Approach focuses on building depth.  According to the new L.I.F.E. Compensation Plan, I’m in a perfect position for increase.

Neg: If you’ve been in so long, why are the Porter’s being recognized as new Round Table Members & you’re just a Team 100?  Turbo 10?

VOT: Look around! I don’t see any of the faces that started when I did! Go ahead!  Not only in my business, but many other businesses as well.  Most of the Policy Council, major leaders & groups talk about how many times they went back to zero.  They also talk about endurance & perseverance.  People quit.  They quit in business, quit in marriages, quit college, quit on their dreams, quit on life.  Being a Team 100 proves I’m not a quitter!  I’m still here!

Neg: You’re single & this is a couples biz.  Give up now because you will never make it any further.                                                                                                                                                                                                                                            VOT: Really?  Au contraire!  This is a perfect season for me to build a business.  I am an empty nester without babysitting challenges, without kids schedules, without spousal schedules or anything that others face. Oh…I see! It was OK for me to be a single mother of 17 yrs, work 3 jobs, take care of cars, houses, bills, schedules, & everything else required. I worked in an industry that would have NEVER allowed me to become financially independent.  Why is this not the perfect chance for me to become who I am destined to become?  I addressed this very topic in an older blog.  I can answer why it is OK for the negative voice to attempt to try this on me.  Society says so.  I am not concerned about what society says.  I kissed status quo goodbye many, many years ago. If I’ve succeeded since 1994 raising kids, going to bible school, working, buying houses, etc., how much more can I succeed in an industry with a proven system guided by the most amazing mentors on the  planet!  Besides…..I don’t have to share my money with anyone!  There!  That is an awesome reason to build this single right?

But the Voice of truth tells me a different story
the Voice of truth says “do not be afraid!”
and the Voice of truth says “this is for My glory”
Out of all the voices calling out to me
I will choose to listen and believe the Voice of truth

I’m not sure what voices you are listening to these days.  Many of you hear the same voices on a regular basis.  I implore you to consider shutting the negative voice out by inputting  more positive  information.  It is a choice.  You can make this choice, even if it’s incrementally at first.  By applying slight edge principles, these choices becomes easier.  The voice of truth will overpower the negative & you will feel stronger, more deserving.  Besides….others will become empowered by your choices & God will receive the Glory.  After all…it’s all about Him!

 

One song read my mail, shut the negative voice out & allowed me to have a fresh, new look on my Texas adventure.  Oh…later that year, in 2004, I met Kirk & Nicole Porter at church.  We were in the 13 wk. “Discovering Your Purpose” class together, worked as directors in ministries &  formed a friendship, later becoming the foundation for being in an amazing business together.  See how thin threads weave destinies?  What if I had listened to that negative voice?  I don’t want to begin to imagine that path!

Listen carefully, mentor wisely & seek the voice of God to direct your path.

Blessings,

g

Comfortably Numb

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This morning, for some strange reason, the words, “Comfortably Numb” came to mind.  While this was clearly a song referencing the drug scene, I feel like this is what Americans have excepted with their debt. We have received a steady  infusion of mediocrity & complacency creating an apathetic numbness. Funny, but some of the lyrics say this:

When I was a child I caught a fleeting glimpse
Out of the corner of my eye
I turned to look but it was gone
I cannot put my finger on it now
The child is grown the dream is gone
I have become comfortably numb

I talk to people daily whose response is, “I’m doing alright” & it saddens me to think they’ve compromised the dream of doing something great or even significant with their lives.  Doing alright is clearly a matter of opinion.  Christine Aguilera has a line in the movie, Burlesque, that hit a chord within me the second I heard her say it. When Jack asked Ali why she left her hometown, she says, “I looked around at everyone I knew & there wasn’t one life I wanted.”  I have to admit, there were people whom I admired because it appeared they had it all together until I realized appearances aren’t always what they seem.  It wasn’t the type of togetherness I ever wanted to settle for.  I still respect them as humans, but would never covet their lifestyle.  Some of these were doctors, lawyers, prestigious business men/women, executives, & etc.  Once you see beyond the norm into the realm of possibilities, it completely warps your brain!  Thank God!

The words from the Lennon song, Imagine, “You may say I’m a dreamer, but I’m not the only one” resonate deep within my soul.  I was a nurse at age 4.  Everyone knew it, especially the dogs who were usually my patients!  Later, after fulfilling that career dream, the stirring of being more & doing more kept nagging at me.  In 2003, through a desperate set of circumstances, a friend gave me the book, “Rich Dad, Poor Dad”  by Robert Kiyosaki.  It provided the answers I knew existed.

In 2004 I left my hometown in Louisiana & moved to Texas with the sole purpose of discovering my destiny & fulfilling my purpose.  I have never had a problem with dreaming BIG!  I only had the problem of having the vehicle of making those dreams come true.  I realized working  as many hours per week as possible in 3 jobs  never provided that.  I have seen the effects of people who just accept this is a way of life for them.  You see it too. The glimmer of hope is erased from their eyes; their smiles are forced; relationships mirror the results & conversations locate their heart.   I am grieved, because as I have discovered, there is so much more.  I’ve never felt the numbness of giving up on my dream, only the anxiety of not getting it fast enough & there is certainly nothing comfortable about my lifestyle either!

I encourage you to inventory the parts of your life that perhaps you have buried.  Search your soul, which is your mind, will & emotions, to discover what really drives you.  What subject, when mentioned, excites you to the point of even bringing tears to your eyes?  What dream have you stuffed so far down in your psyche, only a soul search will unfold?  Once you determine this, believe me, there is a vehicle to provide the resources to accomplish it.  I know, it has changed my life to the point of never looking back in regret for making the choice.

 

There are many enemies out to steal your dream.  They come in the form of promotions, titles, pride, self-sabotage, friends, family, material things, etc.   The biggest enemy is, “I’m doing good” because good is the enemy of great.  If your dreams have been shattered, it’s time to dream again, only dream bigger than ever before.  The “Dream Giver” made sure you were born with seeds of greatness in you.  Break up the fallow ground, sow into the lives of others & receive a rich harvest in a life only imaginable in your dreams.

All our dreams come true if we have the courage to  pursue them –Walt Disney

Blessings,      

g                                                                                                                                                                          

Being broke is never a money prob$em, but a thinking prob$em!

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I talk to people on a daily basis about the benefits of owning a home based biz.  I have been involved in a home based biz since September 2006 & can honestly say, from experience, that it is the greatest position in the universe.  Reading books such as “The Next Millionaires by Paul Zane Pilzer” clearly defines four specific areas in which to invest your time & resources with the greatest ROI.  Not only return, but HUGE return.  His prediction of having ten million new millionaires by the year 2016 is right on target.  He says if you have a business in just one of the four categories, you are guaranteed to become one of those predicted millionaires.  The categories are:

  • Home based business
  • Internet
  • Health / Wellness
  • Intellectual Distribution

My business embraces all four so you can see why I am so psyched all the time.  When you read the book “The Business of the 21st. Century by Robert Kiyosaki”  you will know even more of why I am psyched!  He states to have a successful business you need two things:

  • A Duplicateable System
  • Leadership

Yes!  Not only does my business have both, but it has both with excellence!  When I sit down with a potential business partner, I have nothing to hide, will not apologize for having pride in what I stand for & certainly know the benefits of being involved with this business model. I edify my mentors with assurance of knowing they lead with character, integrity & honor.  I have noticed many ways people attempt to justify not becoming a part of a home based biz.  It is easy to find blame or use excuses when honestly they don’t have the courage to step out on their own.  They also don’t have belief in themselves & listen to others who are cowards.  That may be strong, but everything I do is a step of faith.  As a single woman, I had to exercise courage to become a business owner.  I also had to get over myself by overcoming fear, rejection, intimidation, past failures, past successes, insecurities & self-sabotage.  I have become a better person in many ways because of this.  I love this scripture & apply it in every facet of life.

Now faith is the assurance that what we hope for will come about and the certainty that what we cannot see exists.~ Heb.11:1

I find some of the “reasons” people use as to why they can’t start their own business interesting.  It is real to them, but to me, it is just a sad assortment of selling themselves & their family short of  their highest potential.  I can recognize it because I used it too!  My observation is that when people say they can’t afford to invest in their future, they don’t realize the things they invest in on a daily basis moves them further away from freedom.  I used to partake of temporary satisfaction or self-entitlement.  I had a problem with compulsive shopping causing me to work even more hours away from my kids. Thanks to a world-class financial training system, I  have learned long-term vision & delayed gratification.  I haven’t “arrived,”  but I am totally not the same person.  It is amazing how I define my wants -vs-needs & discipline myself to them.

I often hear people say they can’t “afford”  their own biz as I watch them eat out every day for lunch & even several times a week for dinner; use the vending machines at work numerous times a day;  hit the restaurants & movies on weekends or other entertainment sources;  then there could the smoking habit or yes, even ***$$$ coffee; (Gals)ALWAYS have nails / toes / hair done, & sport the latest fashions; (Guys) ALWAYS have leagues/card games/hobbies/fantasy sports game pools. Some of these expenses are daily, weekly, bi-weekly & monthly, but if they ever calculated the cost per year, they would be surprised at the discretionary funds they could have.  I can honestly say I had to do this when I moved to Texas.  Budget?  What on earth was that?  I NEVER kept a budget & yes, it showed in my finances.  When I actually had to keep receipts & report to someone bi-weekly to explain why I purchased what I did, I gained control & exercised discipline.  I  vividly remember the first trip to Sam’s Club after beginning this program.  I loaded my cart in the usual fashion, strolled around the store & then realized, “How am I going to explain this to Blah-Blah?”  I immediately unloaded the things from the cart in their respectful place & never did it again. Seriously now I only visit Sam’s maybe once or twice yearly.  I gained control thus changing my thinking.  This was the precursor for what I would begin to learn 2 years later in my own biz.

I believe the saddest thing I hear  is to use their kids as excuses when they should be the reason.  My kid has ______practice, or belong to ______team or is going on ______trip.  Short term sacrifice for your kids could result in you being the parent who has a motor-coach or bus & is able to take the entire team to playoffs because you are time & financially free.  You would be the coolest parent in the community & a hero to your kids. Or…what about actually taking them to every point of history in our nation instead of letting a conveyor-belt school system teach them?  When school starts, you could buy supplies for your children & adopt kids for each of them to assist with supplies?  What about telling your wife to go shopping & there is no monetary limit to her spending because you now make more in a week than you did in a year from your J.O.B.?  Hey it’s summertime & kids camps are in progress all over the nation.  Could you sponsor ten kids who wouldn’t otherwise be able to go?  Camps literally change lives & this is an investment worth making.  How about seeing the Angel Tree in your church at Christmas & adopting every single parent & their kids?    Maybe you want to help an aging parent?  Write a check to pay off their house not just a house payment here & there.

Here’s a novel idea!  How about practicing what I did with my daughter, son-in-law & grands did last year for Christmas?  We gave the gift of “presence” instead of “presents.”  We started small because we had recently had the expense of my son’s wedding in October so we limited our budget.  My son-in-law chose Chicago.  I live in Dallas & they live in the outskirts of St. Louis.  I drove to St. Louis where we went via Amtrak from St. Louis to Chicago.  We stayed near the Magnificent Mile & spent  time there exploring things that will forever be etched in our memories. We love aquariums & have added Shedd Aquarium on our list of ones visited.  Trains, aquarium, Giordano’s deep-dish Chicago style, pan pizza, shaved  Portillo’s roast beef subs, snow, American Girl, Lego Store, & etc. You know the greatest part of the entire trip for me?  Was it spending time with my grands & watching them as they explored the things they couldn’t wait to see?  Was it seeing my grands faces as they watched dolphins for the first time in their lives perform a Christmas play?  Should have been, but it was to hear my son-in-law talk to friends / family on the phone while we were there telling them they have to try this!  Priceless!    The possibilities are endless & are only limited by your imagination.

What I have learned is that people will always have money for what matters to them.  The mentality that you will always be in debt is a lie handed down for generations.  Our forefathers were entrepreneurs.  They networked within their communities.  They used the cash system.  Many first generation millionaires used the principles written about in the book, “The Richest Man in Babylon by George S. Clason.”   Timeless principles that have endured generation after generation of millionaires.  How about the book, “The Millionaire Next Door by Thomas J. Stanley & William D. Danko.”  This book is one of my favorites to resort to when I feel when the pressure of  “fitting in”  or “self-entitlement”  starts to creep in.   I keep it at my office!

Our future matters!  More than this, the future of our children matter.  Our ancestors & their families fled the tyranny of an evil government to what they pictured as freedom in a new world.  They had nothing but hope & a dream. Somewhere down the chain, we have marred that determination & have turned dreams into nightmares.   You see, debt isn’t the American Dream, it’s the American Way.

I admonish the people who have the courage to defend the rights of freedom globally by stepping out of their comfort zones, getting past two knobs — the TV remote & the door — and defending their family.  My favorite book & the greatest of all eternity, the Bible,  has sound, financial scriptures I will paraphrase:  “Be a lender to many nations & never borrow,”  “A good man leaves an inheritance to his grandchildren,”  “Owe nothing to anyone except to love one another.”  Regardless of your faith, these are amazing principles, yet we would rather follow in the footsteps of our neighbors, friends, & even family members by being in debt living paycheck to paycheck.   At your hearts discretion, not your bank account, choose to be a blessing to many.  Reading the inspiring book  “L.I.F.E. = Living Intentionally For Excellence by Chris Brady & Orrin Woodward” gives tremendous examples of how to live a life that truly counts.

Think about what you would do if you knew you couldn’t lose.  Being broke is never a money problem, but having broke thinking.  This is something easily changed.  Another of my favorite books, “The Slight Edge by Jeff Olson” has made a tremendous difference in my life & in the lives of millions.  The simple phrase, “It’s easy to do and it’s easy not to do” captures my attention when I have to make decisions daily toward the disciplines I have set.  Get a mani/pedi bi-weekly or learn from millionaires every day?  Easy!  Pay a salon to color my hair or do it myself so I can attend a convention? Easy!   Slight edge discipline in every area of our lives can change the course of history for our family.   Be the person others write about in ancestral searches as the Rascal who made the difference.

Change your thinking, change your results. Build trust in yourself once again & fulfill the destiny you were created to fulfill. On the journey, help someone else fulfill theirs.  Pay it forward & dream BIG!!!

Blessings,

g

Blue Hue Effects

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Here’s a question I heard this weekend.  If you watch TV every night for 5 years & do what it tells you, will you be financially FREE? I think debt, disillusioned, distressed, & destroyed are more terms to identify the results from this practice.

Lets explore your options!  As a result of media influences, how many will:

  • have a cable package that costs more than our support to our local church or charity?
  • finance exercise equipment that is never used?
  • apply for every credit card available for rewards that will change the next month?
  •  fill  cabinets with the wrong foods & kitchen with gadgets which will supply the  next garage sale?
  •  have all the toys: TVs, game consoles, stereo equip  only collecting dust b/c they are working 3 jobs to pay for it?
  •  re-fi their house which will cost  more money annually due to closing costs than their current house note?
  • do a reverse mortgage  on a home that is almost completely paid for?
  • buy that car causing insurance payments to increase?
  • have that gastric bypass surgery, lap band, or sleeve only to realize it was a quick fix & not a discipline for the root cause?
  • join a weight loss clinic, because the previous surgery didn’t keep the weight off & they are the exact same size as before?  Now they are paying fees to join &  for purchasing boxed processed foods with little to no actual nutritional value.
  • join a gym because it soothes the middle age insecurities, become sexy,  have an affair &  lose everything they were having trouble keeping?
  • wonder why they are on Xanax for anxiety, blood pressure meds to prevent a stroke & sleeping pills to help us forget we begin the rat race over in T-6hrs!

This is just a short list of influences the media has on our daily lives.  Reality TV is as far from reality as it can get, yet we numb our minds living the lives of someone else when we were created for greatness. Reality is, we need to turn it off & engage in activities that will challenge us to become who we are destined to become.

The average person has 24 hours to a day. Lets break it down with 6-8 hours spent on sleeping; 8-12 are spent on work, not including time to get ready & commute time which could add another 2-3 hrs.  Then, once home, if you have small kids, you pick them up from daycare, do homework, prepare dinner, get ready for bed & the cycle begins again.  In that home time, how many people shuffle their kids to video games, DVDs, etc. while the blue haze from the TV hypnotize their minds away from existence?  More than I would like to calculate. So how many hours are actually left out of those 24 to spend communicating, building relationships, preparing for our future or serving others? What about using that exercise equipment?

I love movies, but discipline my time even for those.  I have not had cable in over 3 years & can’t imagine what I would do with it now.  My vice was DIY, HGTV or CSI, Criminal Minds, anything that would make me try to figure out the solution before they did which appealed  to my melancholy personality with intrigue & details! During the phase of  HGTV, DIY my budget reflected the cause & effect from those shows. I could justify that it  would save me money rather than paying someone else to do the project & believe me….I have taken on some projects.  In actuality, my time is worth more than what it takes to indulge in said projects & technically I should have paid someone to do it.  However…I have left every one of those projects behind for someone who may or may not appreciate my hard work & labor of love. For example….I spent a couple of years & quite a bit of finances landscaping a yard for a house I owned in Louisiana.  It had a beautiful semi-circle drive which I lined with white miniature Crape Myrtles.  I had a gorgeous bird house pole with a purple wisteria & extraordinary curb appeal around the house itself. Trees such as Wax Crape Myrtles, Curly Willows, Purple Plums & Cherry. Flowers like powder puff, camellias, Althea, roses, hydrangea, lilies, lambs ear, dusty miller, sweet potato vines, containers with perennials, & etc.  It was amazing & lush!   When I sold the house, the person who bought it had a fear of snakes & leveled everything.  EVERYTHING!  So much for my investment right? Of course….I was “hypnotized”  to believe it would increase the value of my home.

Anyway…below is an interesting article I found on the subject of TV media influences.   While it is from 2007 & there are many articles available, I can only hope we understand the importance of  feeding our subconscious mind.  Even if the TV is in the background, our subconscious mind is very alert picking up on what is being said & suggested. Consider the effect of what these inputs will make during the next 5 years. Monitor your budget & analyze for yourself.

Blessings,

g

http://www.csun.edu/science/health/docs/tv&health.html